Global Economy Challenges, Elections, and a Taxing Budget
In 2024, global challenges shaped the economy, with modest growth projected. Key elections, including Trump’s US return, drove political shifts, while the UK introduced tax hikes under its new Labour government.
It’s that time of year again – consider your end of tax year planning
With the end of the tax year fast approaching, now is the ideal time to review your finances. From Individual Savings Accounts (ISAs) and pensions to Capital Gains Tax (CGT) and inheritance planning, timely action can help reduce tax and protect your long-term wealth.
In the news
A third of people expecting to inherit at least £300,000 do not understand IHT, so families could miss out on maximising their wealth. UK dividends hit £35.1bn in Q2, down 1.4% annually, however there are signs of strong underlying growth
News in Review
This week’s News in Review highlights easing inflation, rising savings protections and key developments ahead of Budget Day.
Let’s Talk Money: why starting the conversation matters
This Talk Money Week (3 -7 November), our article explores why starting open conversations about money builds confidence, reduces stress and could help you prepare for the Autumn Budget’s potential financial changes. Now’s the time to #StartTheConversation.
Residential Property Market Review
Tax changes, tenancy reform and shifting buyer support signal significant structural change across the UK housing market.
Economic Review – December 2025
In our Economic Review of December – the Bank of England (BoE) warn further reductions were likely to become a ‘closer call,’ analysts suggest uncertainty ahead of the Budget affected growth, negatively impacting both consumer and business spending levels and retail conditions remain challenging.
News in Review
UK inflation hit 3.5% in April, driven by energy and services. The ISA limit remains at £20,000, but reforms are expected. A U-turn on winter fuel payments means more pensioners may receive support, with full details due this autumn.
Bank of Mum and Dad – worth their weight in gold
The Bank of Mum and Dad funded over £9.6 bn of first-time home purchases in 2024. With Bank Rate and mortgage rates falling, and lenders generally relaxing their affordability rules allowing buyers to borrow more, the support provided by BoMaD will likely fall to lower levels
An introduction to end of tax year planning
As the end of the tax year approaches, now is the perfect time to ensure you have your financial affairs in order and to double check you’ve taken advantage of all the tax-efficient allowances available to you.
